Finance Options

HiFiBitZ now offer two finance options to spread the cost of your digital electronic purchases. The finance facilities are provided by V12 Finance enabling you to apply for credit online and get a decision in minutes.

Place your order as usual by adding products to the cart and going through Checkout.
For orders over £390, the option to pay by finance will be available alongside credit card and cheque options.

You then register your card details for the deposit, and select one of the two finance methods.
You will then be taken to the V12 Finance website to apply for credit. Much of the information (address etc) will be pre-filled using the details you supply to us but you will need to provide extra details. It is helpful to have the address of your employer and your bank account details handy.
A decision is usually made within seconds.
Once you have been approved for credit, you will need to sign the finance agreement. This can be printed out or you can request to be posted a copy.
Once V12 Finance have the agreement, HiFiBitZ will take the deposit payment and despatch the items (subject to availability).

Classic Finance

• Minimum order value of £390.
• 10% Deposit payable by credit or debit card.
• Monthly payments by direct debit.
• 19.9% APR.

Buy Now Pay Later

Minimum order value of £390.
10% Deposit payable by credit or debit card.
Nothing to pay for 9 months. Settle the remaining outstanding balance in or before the 9th month and pay no interest. You are not under any obligation to settle the balance, and if you choose not to, you will start to repay the loan by 39 monthly payments at 29.8% APR.

For an illustration of monthly payments, see the Info page of any product over £390.
The monthly amounts are also calculated in the checkout process.